Mortgage is designed for young customers aged 18-35 years with income up. 1.3 times the average gro

Mortgage of law is a long-term rightmove loan for the purchase, construction or modification of properties with lien on property rightmove located on the territory of Slovakia. Mortgage by law is provided by banks, which must be issued for this type of mortgage, special securities - mortgage bonds. Is provided at least 4 and at most 30 years. MORTGAGE FOR YOUNG
Mortgage is designed for young customers aged 18-35 years with income up. 1.3 times the average gross income in the economy, mortgage youth has maturity 4-30 years mortgage loan must be secured by domestic real estate mortgage loan can get individual - citizen of the Slovak Republic and foreign nationals who have a residence permit in Slovakia and must demonstrate rightmove income in Slovakia, some banks can get a mortgage and over 70% of property value (state contribution, however, is granted max. height 50.000, - EUR)
National contribution means a percentage by which the state reduces the interest rate specified in the mortgage loan. State contribution shall be determined for individual calendar years by the State Budget for the year (including bank accounts for interest rate reductions). Provides for the first five years of loan repayment. Untied MORTGAGE
Untied mortgage is a loan secured by real estate. Untied rightmove mortgage rightmove can be used for any purpose rightmove which would not require a license. rightmove It is provided 1-30 years (depending on the bank). Generally has a higher interest rate than a mortgage loan of another kind. Mortgage whatever depending on the bank and the client's creditworthiness provides rightmove up to 95% of property value. Property that secures rightmove the mortgage, should be determined on housing - skolaudovaný apartment or house. Land or commercial space at mortgage without specifying the purpose can not be used or only rarely. Loan without proof of income rightmove
In some cases, clients are unable to document income (self-employed - optimizing tax return) rightmove in such cases it is possible to use such a loan in which the client exemplifies income (depending on the bank).
Terms of the loan without proof of income: max. 50% of the value of the mortgaged real estate accepted by the bank affidavit verifying the minimum amount of income contributions to the Social Insurance Institution (depending on the bank) Refinance
Refinancing a loan means repayment of an existing loan at one bank, another bank loans with better terms and interest rates applied. This change is best done during the end of fixation when the full repayment of the original loan can be done in most banks charge. Beyond the termination of fixation of a bank for such early repayment penalty charges are calculated. Even with minor differences in interest rates client can save on monthly payment and the total reimbursement of the loan in the long term.
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