Wednesday, October 23, 2013

People on the bank deposit interest bank of canada rates are still not satisfied, they have no conf


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Xinhai light Recently, the reporter interviewed a random Castle 30 people, aged 25 -45 years old, when a reporter asked, "What is to save money," this issue, respondents' answers to basic and house related. Reporters found that the respondents selected "in bank of canada the future to buy a house" and "mortgage payments" accounted bank of canada for about 70%, is well deserved priority. Among them, the "future buy" accounted Daosi Cheng, mortgage payments accounted for three percent. The "health care" and "everyday living expenses side" relatively small proportion. bank of canada From the survey data, eighty percent of the public deposits are associated with the main purpose of "house" bank of canada related. Many people said that the biggest cost saving after the house has been largely used up.
Time deposits 350,000 Ma a national debt 50,000 yuan, the family set of about 80 square meters of existing housing, and obtain a real estate license, the family monthly income of 2,000 yuan. "We started from the marriage, bank of canada a habit to save money every month, so many years has not changed, I think this is a very good tradition, if not the habit of saving money, I think we will not buy on their own hands on the house, and left deposits, which is wealth. "Ma said. And he's spending habits for the very young now does not endorse, "There is a flower two, this is not good, or better to develop the habit of thrift." Ma told reporters that their deposits Tip: Our family have used passbook withdrawal, although trouble spots, but every expenditure are seen clearly, bank of canada exactly right, if withdrawal bank of canada is much more convenient to use the card, but we are getting older, and certainly can not remember, what withdrawals the do not want it. Ma said, up to now only their home unit wages using a bank card, but every month they will take out the money from the card, and then save to your home savings account. Such a sum is very clear, and I love the habit 20 years, I feel very smoothly.
People on the bank deposit interest bank of canada rates are still not satisfied, they have no confidence in the stock market, but also impossible to leave money in their own drawer, weigh the risks and benefits from the point of view, financial products and debt is a good choice. Financial products, the average yield is higher than the deposit, treasury bank of canada almost no risk, yield is also good. Treasury "zero risk" with a relatively high income, making it the financial market, "meat and potatoes." It is understood that short-term financial products, investment funds and some starting point only 1,000 yuan, compared to several million bank financial products similar threshold obvious advantages, bank of canada makes the fund short-term financial products are highly competitive. Currently, the major fund companies are stepping up the layout.
Respondents Qin Fifi (a pseudonym) to earn 2000 dollars a month, sometimes 1,000 yuan to buy a package or clothes, 500 yuan cosmetics. "I basically do not cook at home, attend a lecture outer solution; previously had three months will be for a cell phone, and now I was not using the Apple phone and back and I felt my poor self-control, things have not planned my pursuit life, freedom, and the ability to make money to spend more passion, courage ahead of consumption, dare to spend tomorrow's money to enjoy life today. "Qin bank of canada Fifi income of 2,000 yuan a month living in Qingdao, not well-off, as an outsider, she renting of income accounted for nearly 1/2, but she still will not "wronged" himself, was never enough money to spend, "will be to the home to, or boyfriend to pay and I also want to save money, but in order to ensure the life quality, and often money rushing away, and simply could not keep. "she bank of canada told reporters that she had a good few credit cards, bank of canada overdraft consumption per month is," This month is also a credit card last month, and often also finish, do installments. "she said," I worked for three years did not deposit a penny. "Qin told reporters Fifi, her friends, girls like her are not uncommon. "We are almost ah, my side of classmates, friends, to have deposits is very good, no deposit is hardly bank of canada surprising, if there is urgent need to borrow each other, ride out the storm."
Reporters found that many young women but is not willing to save money, bank of canada and spending ability. And because the "buy a bride," the pressure, leaving many young men actually in the hands of deposit. "I saved up 70,000 dollars, beginning when they are used in house decoration went inside." Mr. citizens do foreign trade, bank of canada he is Jimo, after graduating from college has been engaged in foreign trade. "A few years ago the foreign trade situation is not bad, I also save some money, spent five years probably saved up 70,000 dollars, this is not what married with his girlfriend, just sent with the court, bank of canada but also to save a home Pen overhead. "Mr. Yu told reporters," My girlfriend did not work for five years she saved a penny, though the two of us premarital AA, but she often enough bank of canada to spend, I have to supplement her, such as cell phones, wallets all I bought, she is clothes, cosmetics spending is relatively large, and usually feel nothing planned bank of canada shopping, more casual. "
Reporters found that, like Mr. Yu such young men, how many hands have some deposits, bank of canada "penniless" handful. In this regard, one respondent Mr. Qi said: "The cost of living is already high in Qingdao, marry a wife is not easy, if a little money is not, you see a girl is immune. Okay asked people to dinner bank of canada and a movie are required money, so the boys can save some money is used to "self-defense", so normal. cancel unnecessary overhead, just try not open throttle, well spent wisely, money naturally kept down. "Qi President said that he worked for three years already had 40,000 yuan deposit.
"Our main objective is to finance middle-aged people to solve their children's education and their own pension problems. Firstly, children's education is a lot of spending, and secondly, pension issues are also placed in front of me urgent things, so my family's property, deposits still account for a large proportion. "Mr. Wang can be said to be a prosperous bank of canada middle class, his family income is very high, he himself is a bank platinum customers. "Like my age there are 3 million better bank of canada than some worse than others, my wife and I have no professional knowledge of financial management, but the bank wealth managers have often been various proposals to us, sometimes it will match some combination, such as financial products high-yielding, low risk, we have the last two years have been configured, not bad. "
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